:root{--navy:#0f2742;--blue:#1f6feb;--alt:#f4f7fb;--txt:#1d2733;--mut:#5b6877}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--txt)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}
section{padding:72px 0}.alt{background:var(--alt)}
h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.15;margin:.3em 0;color:var(--navy)}
h2{font-size:clamp(1.6rem,3.5vw,2.1rem);color:var(--navy);margin:0 0 24px}
h3{margin:.2em 0 .4em;color:var(--navy)}
.nav{position:sticky;top:0;background:#fff;border-bottom:1px solid #e3e8ef;z-index:9}
.nav-in{display:flex;justify-content:space-between;align-items:center;height:62px}
.brand{font-weight:700;color:var(--navy);text-decoration:none}.brand span{font-weight:400;color:var(--mut)}
nav a{margin-left:18px;color:var(--txt);text-decoration:none;font-size:.95rem}
.hero{background:linear-gradient(135deg,#eaf2ff,#fff);padding:90px 0 80px}
.eyebrow{color:var(--blue);font-weight:600;font-size:.9rem;text-transform:uppercase;letter-spacing:.05em}
.lead{font-size:1.15rem;max-width:680px;color:var(--mut)}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.center{justify-content:center}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:13px 24px;border-radius:8px;font-weight:600;text-decoration:none;border:2px solid var(--blue)}
nav .btn.small{padding:6px 14px;margin-left:18px;color:#fff}
.btn.ghost{background:transparent;color:var(--blue)!important}
.btn.light{background:#fff;border-color:#fff;color:var(--navy)!important}
.btn.ghost-light{background:transparent;border-color:#fff}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid #e3e8ef;border-radius:12px;padding:24px}
.card p{margin:0;color:var(--mut)}
.sub{color:var(--mut);margin-top:-12px;margin-bottom:28px}
.step{font-size:.8rem;text-transform:uppercase;color:var(--blue);font-weight:700;letter-spacing:.05em}
.amt{font-size:2rem!important;font-weight:700;color:var(--navy)!important}.amt small{font-size:.9rem;font-weight:400;color:var(--mut)}
.price ul{padding-left:20px;margin:12px 0 0}.price li{margin-bottom:8px}
.featured{border:2px solid var(--blue);box-shadow:0 8px 24px rgba(31,111,235,.12)}
.note{font-size:.9rem;color:var(--mut);margin-top:20px}
.timeline{padding-left:22px}.timeline li{margin-bottom:14px}
.badge{display:inline-block;background:#fff3cd;color:#6b5200;padding:4px 12px;border-radius:99px;font-size:.85rem;font-weight:600;margin:0 0 16px}
details{border-bottom:1px solid #e3e8ef;padding:14px 0}summary{cursor:pointer;font-weight:600;color:var(--navy)}
details p{margin:10px 0 0;color:var(--mut)}
.contact{background:var(--navy);color:#fff;text-align:center}.contact h2{color:#fff}
.who{margin-top:28px;opacity:.8;font-size:.95rem}
footer{padding:20px 0;text-align:center;color:var(--mut);font-size:.85rem}
@media(max-width:800px){.grid3{grid-template-columns:1fr}section{padding:52px 0}nav a:not(.btn){display:none}.brand span{display:none}.hero{padding:56px 0}}

.grid2{grid-template-columns:repeat(2,1fr);max-width:860px;margin:0 auto}
@media(max-width:800px){.grid2{grid-template-columns:1fr}}